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YOUR NEW HOME

Now offering a limited-time 1.00% mortgage rate reduction* and 0.50% off origination fees!**

 

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EXPERIENCE AERO FINANCIAL

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Business Services

Learn how we can help propel your business with our new and innovative business banking and lending solutions.

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Flexible Financing

Whether you're looking to refinance or buy a new vehicle, AERO Financial offers competitive rates and flexible terms.

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Unlock Home Value

If you're dreaming of a kitchen upgrade or funding a vacation, a Home Equity Loan can help you tackle your next plan!

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AUTO LOANS

AUTO LOANS

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AUTO LOANS IN ARIZONA AND BEYOND

Rev up your savings with our competitive Auto Loan rates. Select a shorter term if paying off your Auto Loan fast is a priority, or lengthen the loan if you prefer to have a lower monthly payment.

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What Our Members Are Saying

“Best service ever. Thanks to LeeAnn everything was done quickly and smoothly. We refinanced our vehicle. Couldn’t be happier with the outcome. Save us quite a bit of money.”

Marcy B.

“I never liked to go to the bank. But I find myself smiling and having a very nice experience at Aero. The people there are very helpful and are knowledgeable about my needs. I highly recommend Aero Financial.”

James W.

“Excellent credit union! Loan rates are very attractive. Now that membership is more open, I highly recommend them. Customer service is always great too.”

Brian D.

MOBILE BANKING

MOBILE BANKING

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MOBILE BANKING WITH THE FEATURES YOU NEED

Simplify your banking experience with the AERO Financial Mobile Banking App. Enjoy secure and user-friendly money management at your fingertips.

Save yourself the hassle of visiting a branch or ATM with options to send money to friends and family, pay your bills, make your loan payments and so much more from the palm of your hand!

BUILD YOUR IDEAL BUDGET

This free guide includes every budget you'll ever need.
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AERO Financial Every Budget Youll Ever Need Ebook

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Aero Federal Credit Union (DBA AERO Financial) is federally insured by the NCUA and is an Equal Housing Opportunity Lender (NMLS #405587). Membership eligibility is required; see the credit union for details. All loans are subject to credit and underwriting approval. Rates, terms, and portfolio approval are not guaranteed and are subject to change based on market conditions. Pre-qualifications are valid for 120 days. Must be 18 or older to apply.

*1.00% Mortgage Rate Discount: Offer available for conventional conforming purchase and refinance applications received between 4/1/2026 - 6/30/2026.

  • Rate Determination: AERO Financial’s mortgage rates are determined daily upon receipt of Centennial Lending’s daily rate sheet. The 1.00% discount is applied to current Fannie Mae base rates (30-year par pricing) at the time of approval.
  • Eligibility: Available only for AERO Financial portfolio loans with a maximum loan-to-value (LTV) of 90% or less. Not applicable to FHA, VA, USDA, or loans sold on the secondary market.
  • Rate Lock: The discounted rate must be locked within 90 days of the application date.
  • Example: If the Fannie Mae published rate is 7.00%, your discounted rate would be 6.00%.

**0.50% Origination Fee Discount: Qualified applicants will receive a 0.50% discount off the standard 1.00% loan origination fee for applications received between 4/1/2026 - 6/30/2026.

  • Details: This discount applies only to the origination fee charged by AERO Financial and does not affect third-party fees (appraisal, title, escrow, etc.).
  • Example: On a $300,000 loan, the standard $3,000 origination fee would be reduced to $1,500.

APR & Payment Disclosure: The Annual Percentage Rate (APR) varies based on loan terms, amount, credit profile, and closing costs.

  • Representative Example: A $300,000 loan with a 30-year term, 20% down payment, and a 6.00% interest rate with $5,000 in closing costs results in an approximate 6.15% APR.
  • Monthly Payment: Estimated at $1,798.65. This amount does not include taxes or insurance premiums, which will increase your actual monthly payment obligation.

Additional Terms: Offers may be changed or withdrawn at any time without notice and cannot be combined with other promotions or lender credits. This is not a commitment to lend. Final rates, terms, and fees will be provided on your official Loan Estimate (LE) and Closing Disclosure (CD). Financial calculators are for informational purposes only.

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