investment services
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Retirement • Investments • Wealth Management
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WEALTH MANAGEMENT
Unlock your financial potential and secure your future by investing today and let your money work for you!
WEALTH GROWTH
Investing allows your money to potentially grow over time.PASSIVE INCOME
Investments can generate passive income providing a steady cash flow.FINANCIAL SECURITY
Building a diversified portfolio can provide peace of mind for the future.FINANCIAL GOALS
Investing helps you achieve your long-term financial goals..
Contact Our Investment Expert, Bridgette Gavagan:
Bridgette Gavagan
Financial Advisor
602.430.4980
Schedule an Appointment
More About Bridgette: Bridgette Gavagan has been with AERO Financial since 2015 as a Financial Advisor. She offers comprehensive wealth management services, that include investment, retirement income planning, annuities, and investment management services. She empowers her clients by creating comprehensive plans tailored to her client's unique needs while delivering a high level of personalized service.
RETIREMENT AND INVESTMENT OPTIONS
Why work with an advisor?
Retirement planning is a crucial process that involves preparing for financial stability in one’s later years. It’s about ensuring that you have a steady income stream after you stop working, and it encompasses various aspects of personal finance, including savings, investments, and managing expenses.
- Long-term Financial Security: Retirement planning helps individuals ensure they have enough funds to maintain their lifestyle and cover expenses post-retirement.
- Investment Management: A significant part of retirement planning is investing wisely to grow your retirement corpus while mitigating risks.
It’s important to select a financial advisor who has the right qualifications, experience, and a track record of helping clients achieve their retirement goals. Doing so can make the difference between a comfortable retirement and financial uncertainty in your golden years.
What insurance coverage is right for me?
Choosing a qualified and knowledgeable financial advisor for insurance is crucial because:
- Tailored Coverage: A financial advisor can help tailor an insurance policy to fit your specific needs and financial goals.
- Informed Decision-Making: They can explain the different types of insurance policies available, such as term life, whole life, and universal life, and help you make an informed decision.
- Knowledge and Experience: A qualified advisor acts in your best interest, offering advice and recommending the best policies for you.
It’s essential to work with a financial advisor who has the expertise and ethical commitment to guide you through the complexities of life insurance, ensuring that you and your loved ones have the right protection in place.
What can I do with my 401(k) from a previous employer?
The need for a financial advisor becomes evident when considering the long-term impact of these retirement account decisions. A financial advisor can:
- Customize Your Portfolio: Tailor your investment strategy to your specific risk tolerance and retirement timeline.
- Navigate Complex Rules: Help you understand the complex rules surrounding rollovers, including the nuances of direct versus indirect rollovers.
- Provide Peace of Mind: Offer reassurance and clarity during the rollover process, which can be a source of stress for many individuals.
In summary, a financial advisor not only brings expertise to the table but also provides a personalized approach to managing your retirement savings, ensuring that your 401(k) and IRA rollovers are handled efficiently and effectively.
What are my education options?
Working with a qualified financial advisor when managing Education Savings Accounts (ESA) and 529 plans can offer significant benefits and advantages. A financial advisor’s expertise can help you navigate the complexities of educational savings, ensuring that you maximize the potential of these investment vehicles for your child’s future education. Here are some key benefits:
- Personalized Investment Strategies: Advisors can tailor investment strategies to fit your financial situation and educational goals.
- Understanding of Tax Benefits: They can explain the specific tax advantages of ESAs and 529 plans, including state tax deductions and federal tax-deferred growth.
- Balancing Financial Goals: Advisors assist in balancing saving for education with other financial objectives, such as retirement planning.
Moreover, a financial advisor can provide clarity on the differences between ESAs and 529 plans, helping you choose the most suitable option for your needs. They can also keep you informed about any changes in legislation that may affect your savings strategy, ensuring that you are always making the most informed decisions for your family’s educational and financial future.
What can I expect?
Working with a qualified financial advisor offers a multitude of benefits and advantages, particularly when it comes to purchasing stocks, bonds, mutual funds, and annuities for retirement goals. A financial advisor can provide a holistic approach to your finances, ensuring that every investment contributes to your retirement objectives. Here are some key benefits:
- Customized Investment Strategy: Advisors build a personalized strategy that aligns with your goals and risk tolerance.
- Diversified Portfolio: They help identify quality investment products to create a diversified portfolio that can withstand market fluctuations.
- Retirement Planning: Advisors assist in planning for retirement, helping you meet savings goals and manage spending for all phases of retirement.
Moreover, financial advisors can pivot your strategy as markets shift and your needs change, providing guidance to feel informed and in control of your finances. They play a crucial role in preparing for the unexpected, ensuring that your investment portfolio is robust enough to support you throughout your retirement.
-
Why work with an advisor?
Retirement planning is a crucial process that involves preparing for financial stability in one’s later years. It’s about ensuring that you have a steady income stream after you stop working, and it encompasses various aspects of personal finance, including savings, investments, and managing expenses.
- Long-term Financial Security: Retirement planning helps individuals ensure they have enough funds to maintain their lifestyle and cover expenses post-retirement.
- Investment Management: A significant part of retirement planning is investing wisely to grow your retirement corpus while mitigating risks.
It’s important to select a financial advisor who has the right qualifications, experience, and a track record of helping clients achieve their retirement goals. Doing so can make the difference between a comfortable retirement and financial uncertainty in your golden years.
-
What insurance coverage is right for me?
Choosing a qualified and knowledgeable financial advisor for insurance is crucial because:
- Tailored Coverage: A financial advisor can help tailor an insurance policy to fit your specific needs and financial goals.
- Informed Decision-Making: They can explain the different types of insurance policies available, such as term life, whole life, and universal life, and help you make an informed decision.
- Knowledge and Experience: A qualified advisor acts in your best interest, offering advice and recommending the best policies for you.
It’s essential to work with a financial advisor who has the expertise and ethical commitment to guide you through the complexities of life insurance, ensuring that you and your loved ones have the right protection in place.
-
What can I do with my 401(k) from a previous employer?
The need for a financial advisor becomes evident when considering the long-term impact of these retirement account decisions. A financial advisor can:
- Customize Your Portfolio: Tailor your investment strategy to your specific risk tolerance and retirement timeline.
- Navigate Complex Rules: Help you understand the complex rules surrounding rollovers, including the nuances of direct versus indirect rollovers.
- Provide Peace of Mind: Offer reassurance and clarity during the rollover process, which can be a source of stress for many individuals.
In summary, a financial advisor not only brings expertise to the table but also provides a personalized approach to managing your retirement savings, ensuring that your 401(k) and IRA rollovers are handled efficiently and effectively.
-
What are my education options?
Working with a qualified financial advisor when managing Education Savings Accounts (ESA) and 529 plans can offer significant benefits and advantages. A financial advisor’s expertise can help you navigate the complexities of educational savings, ensuring that you maximize the potential of these investment vehicles for your child’s future education. Here are some key benefits:
- Personalized Investment Strategies: Advisors can tailor investment strategies to fit your financial situation and educational goals.
- Understanding of Tax Benefits: They can explain the specific tax advantages of ESAs and 529 plans, including state tax deductions and federal tax-deferred growth.
- Balancing Financial Goals: Advisors assist in balancing saving for education with other financial objectives, such as retirement planning.
Moreover, a financial advisor can provide clarity on the differences between ESAs and 529 plans, helping you choose the most suitable option for your needs. They can also keep you informed about any changes in legislation that may affect your savings strategy, ensuring that you are always making the most informed decisions for your family’s educational and financial future.
-
What can I expect?
Working with a qualified financial advisor offers a multitude of benefits and advantages, particularly when it comes to purchasing stocks, bonds, mutual funds, and annuities for retirement goals. A financial advisor can provide a holistic approach to your finances, ensuring that every investment contributes to your retirement objectives. Here are some key benefits:
- Customized Investment Strategy: Advisors build a personalized strategy that aligns with your goals and risk tolerance.
- Diversified Portfolio: They help identify quality investment products to create a diversified portfolio that can withstand market fluctuations.
- Retirement Planning: Advisors assist in planning for retirement, helping you meet savings goals and manage spending for all phases of retirement.
Moreover, financial advisors can pivot your strategy as markets shift and your needs change, providing guidance to feel informed and in control of your finances. They play a crucial role in preparing for the unexpected, ensuring that your investment portfolio is robust enough to support you throughout your retirement.
Why work with an advisor?
Retirement planning is a crucial process that involves preparing for financial stability in one’s later years. It’s about ensuring that you have a steady income stream after you stop working, and it encompasses various aspects of personal finance, including savings, investments, and managing expenses.
- Long-term Financial Security: Retirement planning helps individuals ensure they have enough funds to maintain their lifestyle and cover expenses post-retirement.
- Investment Management: A significant part of retirement planning is investing wisely to grow your retirement corpus while mitigating risks.
It’s important to select a financial advisor who has the right qualifications, experience, and a track record of helping clients achieve their retirement goals. Doing so can make the difference between a comfortable retirement and financial uncertainty in your golden years.
What insurance coverage is right for me?
Choosing a qualified and knowledgeable financial advisor for insurance is crucial because:
- Tailored Coverage: A financial advisor can help tailor an insurance policy to fit your specific needs and financial goals.
- Informed Decision-Making: They can explain the different types of insurance policies available, such as term life, whole life, and universal life, and help you make an informed decision.
- Knowledge and Experience: A qualified advisor acts in your best interest, offering advice and recommending the best policies for you.
It’s essential to work with a financial advisor who has the expertise and ethical commitment to guide you through the complexities of life insurance, ensuring that you and your loved ones have the right protection in place.
What can I do with my 401(k) from a previous employer?
The need for a financial advisor becomes evident when considering the long-term impact of these retirement account decisions. A financial advisor can:
- Customize Your Portfolio: Tailor your investment strategy to your specific risk tolerance and retirement timeline.
- Navigate Complex Rules: Help you understand the complex rules surrounding rollovers, including the nuances of direct versus indirect rollovers.
- Provide Peace of Mind: Offer reassurance and clarity during the rollover process, which can be a source of stress for many individuals.
In summary, a financial advisor not only brings expertise to the table but also provides a personalized approach to managing your retirement savings, ensuring that your 401(k) and IRA rollovers are handled efficiently and effectively.
What are my education options?
Working with a qualified financial advisor when managing Education Savings Accounts (ESA) and 529 plans can offer significant benefits and advantages. A financial advisor’s expertise can help you navigate the complexities of educational savings, ensuring that you maximize the potential of these investment vehicles for your child’s future education. Here are some key benefits:
- Personalized Investment Strategies: Advisors can tailor investment strategies to fit your financial situation and educational goals.
- Understanding of Tax Benefits: They can explain the specific tax advantages of ESAs and 529 plans, including state tax deductions and federal tax-deferred growth.
- Balancing Financial Goals: Advisors assist in balancing saving for education with other financial objectives, such as retirement planning.
Moreover, a financial advisor can provide clarity on the differences between ESAs and 529 plans, helping you choose the most suitable option for your needs. They can also keep you informed about any changes in legislation that may affect your savings strategy, ensuring that you are always making the most informed decisions for your family’s educational and financial future.
What can I expect?
Working with a qualified financial advisor offers a multitude of benefits and advantages, particularly when it comes to purchasing stocks, bonds, mutual funds, and annuities for retirement goals. A financial advisor can provide a holistic approach to your finances, ensuring that every investment contributes to your retirement objectives. Here are some key benefits:
- Customized Investment Strategy: Advisors build a personalized strategy that aligns with your goals and risk tolerance.
- Diversified Portfolio: They help identify quality investment products to create a diversified portfolio that can withstand market fluctuations.
- Retirement Planning: Advisors assist in planning for retirement, helping you meet savings goals and manage spending for all phases of retirement.
Moreover, financial advisors can pivot your strategy as markets shift and your needs change, providing guidance to feel informed and in control of your finances. They play a crucial role in preparing for the unexpected, ensuring that your investment portfolio is robust enough to support you throughout your retirement.
knowledge is power
HOW MUCH MONEY DO I NEED?
There are a number factors to consider when planning for retirement. You will need to consider your age, retirement goal, monthly savings, rate of return and more. Our experiences financial advisors can help to answer these questions and ensure that your are well prepared to enter retirement.
We have the resources to help you along your journey. Take advantage of a complimentary review of your financial plan with one of our dedicated advisors.
What Our Customers Are Saying
“AERO is far better than any credit union or bank I have ever used! They work for you and get you all information you need. I have used them for numerous loans and have never had an issue getting one."
Patty E.“Been banking at Aero for over 30 years! Wouldn’t go anywhere else!"
N. L.“I like the changes on the new app. There is a lot more that I can do now that I couldn’t before. I can control my debit card easier, view all of my accounts, get my credit score, and make payments faster. Overall, this is an improvement over the previous app.”
J. LashbrookYOUR INVESTMENT PLANNING QUESTIONS, ANSWERED
Do you offer other investment services?
Yes, we offer a full suite of investment and retirement options through AERO Investment Services!
Do you offer senior planning?
Yes! Through our partner, AERO Investment Services, we can help you with a very important milestone. Get help picking a Medicare plan that’s best for you.
Do you offer additional financial counseling?
Yes! Through our partnership with GreenPath, financial counselors can help you sort out creditors, plan budgets, and get your finances back on track.
Disclosure
IMPORTANT CONSUMER INFORMATION
A broker-dealer, investment financial professional, BD agent, or IA rep may only transact business in a state if first registered or is excluded or exempt from state broker-dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up: individualized responses to persons in a state by such a Firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker-dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.
This communication is strictly intended for individuals residing in the states of Arizona, Georgia, and North Carolina. No offers may be made or accepted from any resident outside the specific state(s) referenced.
Investment advisory services offered through PFG Advisors, LLC, a SEC registered investment adviser. Securities offered through Osaic Wealth, Inc., member FINRA/SIPC. Insurance products offered through approved carriers. AERO Federal Credit Union, PFG Advisors, LLC, and Osaic Wealth, Inc. are separately owned entities and are not affiliated companies.
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Free and simple tools are available to research firms and financial professionals at INVESTOR.GOV/CRS, which also provides educational materials about broker-dealers, investment advisors, and investing.
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