Skip to content
Credit Card On Wooden Table

overdraft protection

Protect yourself from overdraft fees with coverage options you'll love!


Unexpected overdrafts happen, and that's where our protection plans come in. 

Add Protection
Man Doing Wordworking

confidence in every transaction

SHIELD YOURSELF FROM OVERDRAFT FEES

Without Overdraft Protection, transactions can be declined, checks can bounce, and fees can add up. Safeguard your account with the protection that works for you and never worry if a transaction will go through.

Add Protection

OVERDRAFT PROTECTION OPTIONS

Link A Deposit Account

Use another AERO Financial deposit account as Overdraft Protection for your Checking Account. A link to another account may be less expensive than an overdraft. With a deposit account linked, there is no fee per transfer to cover overdrafts.

Log in to Online Banking to manage your linked accounts. If you have any concerns, please call us at 623.334.4701.

Overdraft Protection Line of Credit

Add a line of credit as Overdraft Protection for your Checking Account. A link to a line of credit may be less expensive than an overdraft. This option is subject to interest and credit approval.

Standard Overdraft Privilege

Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Overdraft Privilege is still available as secondary coverage if the other protection source is exhausted.

A $35 Overdraft Fee is incurred for each item presented, including representment.

Extended Overdraft Coverage

Upgrade your coverage to include ATM transactions and everyday Debit Card transactions. This comprehensive protection allows AERO Financial to authorize and pay overdrafts, so your transactions aren't declined when you swipe your card.

A $35 Overdraft Fee is incurred for each item presented, including representment.

  • Link A Deposit Account

    Use another AERO Financial deposit account as Overdraft Protection for your Checking Account. A link to another account may be less expensive than an overdraft. With a deposit account linked, there is no fee per transfer to cover overdrafts.

    Log in to Online Banking to manage your linked accounts. If you have any concerns, please call us at 623.334.4701.

Link A Deposit Account

Use another AERO Financial deposit account as Overdraft Protection for your Checking Account. A link to another account may be less expensive than an overdraft. With a deposit account linked, there is no fee per transfer to cover overdrafts.

Log in to Online Banking to manage your linked accounts. If you have any concerns, please call us at 623.334.4701.

DISCOVER THE BEST OVERDRAFT PROTECTION FOR YOU

Take control of your financial future by electing the Overdraft Protection options that are right for you.

automatic protection

Standard Overdraft Privilege

AERO logomark dark blue and light blue
Checks
AERO logomark dark blue and light blue
ACH - Automatic Debits
AERO logomark dark blue and light blue
Recurring Debit Card Transactions
AERO logomark dark blue and light blue
Online Bill Pay Items
AERO logomark dark blue and light blue
Teller Window Transactions
request this option today

Extended Overdraft Coverage

AERO logomark dark blue and light blue
Checks
AERO logomark dark blue and light blue
ACH - Automatic Debits
AERO logomark dark blue and light blue
Recurring Debit Card Transactions
AERO logomark dark blue and light blue
Online Bill Pay Items
AERO logomark dark blue and light blue
Teller Window Transactions
AERO logomark dark blue and light blue
ATM Transactions
AERO logomark dark blue and light blue
Everyday Debit Card Transactions
Add Protection

ADD OVERDRAFT PROTECTION TO YOUR ACCOUNT

Use the form below to add Overdraft Protection to your AERO Financial Checking Account or print the forms and bring them to your local branch.

Girl using a Credit Card

Elect Your Overdraft Protection Coverage Options

 

 

 

YOUR OVERDRAFT PROTECTION QUESTIONS, ANSWERED

How Can I Opt Out of Overdraft Protection/Privilege?

You can discontinue Overdraft Protection or Overdraft Privilege in its entirety through your online banking app or by contacting us at 623.334.4701 or sending us an email at odp@aerofinancial.com.