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Earn Dividends
Let your money do the work for you!

a rewards checking account you can't miss

Unlock the benefits of checking account rewards!

Discover the world of a Rewards Checking Account that pays dividends and takes benefits to a whole new level. 

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Open Your Rewards Checking Account Online Today

earn, save, thrive

REWARDS CHECKING ACCOUNT RATES

Put your money to work and earn dividends on daily balances of $5 or more. Start earning rewards today and watch your balance grow!

Rates as of October 1, 2024

Deposit Amount Dividend Rate APY1
$5 or Greater 0.05% 0.05%

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get rewarded for banking smarter

rewards checking account features

Earn Dividends

Let your money work for you and earn dividends on balances of $5 or greater.

Low Monthly Fee

Enjoy the benefits of a powerful Checking Account for just $5 per month!

24/7 Access

Manage your money when and how it's convenient for you!

REWARDS

Exclusive benefits for Rewards Checking Account holders.
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but wait, there's more

BENEFITS OF A REWARDS CHECKING ACCOUNT

Unlock the benefits of a Rewards Checking Account from AERO Financial. Your journey to better banking is just beginning!

  • Shopping & Dining Discounts
    Save money on shopping, dining, travel, and more with discounts at local and national retailers.
  • Cell Phone Protection
    Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.
  • Roadside Assistance
    Protect yourself and your family with 24/7 assistance and up to $80 in covered service charges.
  • Identity Theft Protection
    Safeguard your identity with payment card fraud resolution, $10,000 in identity theft benefit, and identity restoration.
  • Health Savings Card
    Save money on prescriptions, eye exams, frames, lenses, and hearing services.
  • $10,000 Travel Accidental Death Insurance
    Protect your family from unexpected expenses caused by unforeseen circumstances.
  • Overdraft Protection
    Cover your account with a layer of overdraft protection and breathe a little easier. 
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knowledge is power

WHAT IS A REWARDS CHECKING ACCOUNT?

A Rewards Checking Account is a Checking Account offering incentives or perks when certain monthly requirements are met.

With a Rewards Checking Account at AERO Financial, you'll earn dividends on your account balance, gain protection for unexpected events, and receive discounts on everything from shopping to prescriptions.

Questions? Our team is happy to answer them! Visit one of our local branches or give us a call at 623.334.4701

Open an Account

THE BEST CHECKING ACCOUNTS IN ARIZONA AND BEYOND ARE HERE!

Find the perfect Checking Account to meet your financial needs and start your Checking Account journey online today!

no monthly fee

Free Checking*

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No Monthly Fees
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Overdraft Coverage Options
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Free Online and Mobile Banking
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Free Bill Pay
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Access nearly 30,000 fee-free ATMs
Explore Account
earn dividends

Rewards Checking

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Shopping & Dining Discounts
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Cell Phone Protection
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Roadside Assistance
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Identity Theft Protection
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Overdraft Protection
Open an Account

BUILD YOUR IDEAL BUDGET

This free guide includes every budget you'll ever need.
Maximize your savings and take control of your financial future!

AERO Financial Every Budget Youll Ever Need Ebook

Start Saving Money Today

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YOUR CHECKING ACCOUNT QUESTIONS, ANSWERED

Will this account cover ATM Reimbursements?

Yes. An original receipt is required with a maximum of $5 per transaction.

Reimbursement requests must be submitted within 30 days of the transaction.

How do I activate my new debit card and set my pin?

To activate your Debit Card and set your pin, please call 866.762.0558.

Will my Checking Account be insured?

All of our Checking Accounts are insured by the NCUA up to $250,000.

*Checking is free; however, fees for overdraft or additional services may apply. See Fee Schedule. Membership eligibility required. For complete account terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures.

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What our members
are saying

“We are so pleased with AERO and all their employees and the services they provide. It's a completely different banking experience. They make everything SO EASY. They are available and one on one; you don't feel like a number. We have checking, savings, and our car loan through them. We will be lifelong customers at AERO.”

Bev D.

“I’ve been with AERO Federal Credit Union for about 15 years. Great rates and the best service! Hands down the best credit union.”

Crystal T.

“Absolutely fabulous experience working with the AERO team. Already sending referrals!”

Cryston G.