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Personal Finance Planner

SKIP A PAYMENT TO TAKE A BREAK

Enjoy the flexibility of skipping your monthly loan payment.


Because you deserve some relief.

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one less bill

SKIP A PAYMENT BENEFITS

Whether you are looking for some relief after an emergency expense, or you need to recover from a heavy month of bills, AERO Financial's Skip A Payment lets your budget take a breather. 

Low Cost Service

Please check our fee schedule for the current service charge.

Straightforward

Decide which month you want to take off and for which loan payment.

Convenient

Skip A Payment requests are easy! Login to Online Banking and get started.

FLEXIBLE

Notify us at least 7 days before your loan due date.
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applying is easy

How TO SUBMIT YOUR SKIP A PAYMENT request

Completing your application couldn't be simpler!

1: Login

Login to your AERO Financial Online Banking account.

2: TRANSFER & Pay

Select the "Transfer & Pay" option in the main menu.

3: SKIP A PAYMENT

Select the "Skip A Payment" option from the next set of selections.

4: SEE ELIGIBLE LOANS

Review all eligible AERO Financial Loans and select which you would like to skip.
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HOW WILL SKIP A PAYMENT IMPACT MY LOAN & CREDIT?

If you decide to utilize Skip A Payment, be sure to keep these facts in mind:

  • Your current due date will be advanced.
  • Interest will continue to accrue on your loan during the skipped payment period at the rate disclosed on your original agreement.
  • Your credit score will not be negatively impacted.

We understand it is necessary to get a financial break once in a while. Even if you choose not to use Skip A Payment, understand this safety net is available should you need it. 

Apply In Online Banking
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empowering smart financial choices

SKIP A PAYMENT ELIGIBILITY REQUIREMENTS

Here are the requirements to be eligible for AERO Financial's Skip A Payment program:

  • Your account must be in good standing
  • You must have full coverage insurance in place
  • You must have made at least four consecutive payments on your loan
  • Your loan must be current and the next payment due date must be at least 5 calendar days and no more than 45 days in the future

Non-Eligible Loans: Real Estate loans (including HELOCs), Visa Credit Cards, and other Lines of Credit are not eligible for any Skip A Payment offer. 

Skip A Payment Frequency: You may only skip two payments during the current calendar year.

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strength through understanding

SKIP A PAYMENT PROGRAM DETAILS

Transparency matters to us! Here are a few extra details to ensure your Skip A Payment goes smoothly:

  • Once your Skip-A-Payment has been approved, don't forget to cancel any automatic payment.
  • There is a $40 fee for every Skip A Payment request.
  • Funds to cover the Skip A Payment request must be available in your AERO Financial account at the time of the request.
  • Requests will be processed by the end of the next business day and are subject to approval.

If you have any questions about our Skip A Payment program, we are happy to help! Please contact us today.

Apply In Online Banking
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What Our Customers Are Saying

“It’s not just this occasion that you are always there for me, but has been many times over the years since I’ve known you. I really appreciate you as a professional, and friend!"

Craig U.

“I like the changes on the new app. There is a lot more that I can do now that I couldn’t before. I can control my debit card easier, view all of my accounts, get my credit score, and make payments faster. Overall, this is an improvement over the previous app.”

J. Lashbrook

“I love their new app!!...I can see all my accounts with one login, transfer money easier and quicker, there are so many improvements. So happy to bank here!”

L.B. Chro

YOUR SKIP A PAYMENT QUESTIONS, ANSWERED

Is There A Fee?

Yes. Once we’ve approved and processed your request, a $40 processing fee will be assessed.

How Does It Work?

If you choose to skip a payment, your current due date will be advanced. Interest will continue to accrue on your loan during the skipped payment period at the rate disclosed on your original agreement. In addition, your credit rating will not be negatively affected.

How Many Times Can You Skip?

You can use Skip A Payment twice a year on your eligible AERO Financial loans.