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Access Your Credit Score

Make better financial decisions with free credit report monitoring.


Register for Online Banking or Log In to keep an eye on your credit report updates.

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elevate your credit, elevate your life

TAKE CONTROL OF YOUR CREDIT SCORE

Your credit score plays a huge role in your finances and your monthly budget. A higher credit score means better rates and more potential savings. Manage your credit score with ease using our app!

Real-time score

Refresh your credit score every 24 hours to monitor any changes.

personalized plan

Enjoy recommendations for additional products that can improve your score.

monitoring alerts

Receive alerts when your credit score changes along with an explanation.

financial checkup

Take a quick assessment to gain more knowledge about your finances.
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CREDIT SCORE DEEP DIVE

Every step counts towards a bright financial future! Boost your credit score by paying your bills on time and keeping your credit utilization low (only use 30% of your approved credit card limit).  While it sounds simple, some of us could use a little help getting back on track. Monitor your current credit score to stay on top of your finances right inside the AERO Financial app.

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    REPORT ERRORS

    Report credit score errors and dispute incorrect information on your report directly inside our app.

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    CREDIT SIMULATOR

    Explore how paying down a loan or opening a new account may impact your credit score.

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  • AeroFCU_CreditGoals

    SET GOALS

    Create goals to boost your credit score and receive a personalized plan to help you get there!

  • AeroFCU_FinancialCheckup

    FINANCIAL CHECKUP

    Know your score and shape your future with free budgeting tools.

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understanding is empowering

YOUR CREDIT SCORE TRULY MATTERS

Your credit score impacts many parts of your life. Get tips and a personalized action plan to help you improve your score. Explore four ways a good credit score makes a difference in your life:

Lower Rates

Enjoy lower interest rates on loans and credit cards saving you money.

MORE APPROVALS

Increase your chances of being approved for mortgages and loans.

More Job Options

Some employers check credit reports. Expand your options with a good score.

Lower Premiums

Insurance companies use credit scores to determine insurance rates.
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knowledge is power

HOW TO BUILD CREDIT

Building credit and improving your credit score takes time, but every positive step brings you closer to financial freedom!

  • PAY BILLS ON TIME, EVERY TIME
    Payment history is a huge part of your credit score so be sure to set alerts to help you remember to pay on time.
  • KEEP LOW BALANCES
    Only use 30% of your approved credit card limits keeping your debt-to-limit ratio low.
  • TRY OUR CREDIT BUILDER LOAN
    Build or repair your credit score with the help of our Credit Builder Loan.
  • DON'T CLOSE YOUR OLD ACCOUNTS
    Don't close old credit cards, keep them open to demonstrate a long, stable credit history.
  • MIX UP YOUR CREDIT
    Diversifying the types of credit you have (Auto Loan,     Credit Card, etc.) can help increase your credit score.

Download the AERO Financial Mobile Banking App to check your credit score today!

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What Our Customers Are Saying

“I love their new app!!...I can see all my accounts with one login, transfer money easier and quicker, there are so many improvements. So happy to bank here!”

L.B. Chro

“I like the changes on the new app. There is a lot more that I can do now that I couldn’t before. I can control my debit card easier, view all of my accounts, get my credit score, and make payments faster. Overall, this is an improvement over the previous app.”

J. Lashbrook

“Been banking at Aero for over 30 years! Wouldn’t go anywhere else!"

N. L.

YOUR CREDIT SCORE QUESTIONS, ANSWERED

How much Does It Cost?

This service is free compliments of AERO Financial and it can be accessed though our Mobile Banking App.

How often will my credit score be updated?

Every week, your credit score will refresh automatically. If you prefer to review the most recent score you can hit Refresh Score every 24 hours.

Keep in mind that not all credit bureaus update credit scores daily, so fluctuations in your score are possible.

Will checking my score hurt my credit?

This service uses a "soft credit pull" meaning your credit score will not be affected.