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No Monthly Fees
Enjoy all the perks with none of the fees!

your free checking account awaits

Take the first step of your Checking Account journey today!

Discover the perfect Free Checking Account* option for you with no monthly service fees, no minimum balance, and no ‘per check’ charges.

Join Now

Open Your Free Checking Account* Online Today

manage your money your way

YOUR IDEAL CHECKING ACCOUNT IS HERE!

Say goodbye to monthly service charges, minimum balance requirements, and 'per check' charges when you open a Free Checking* Account today. 

Bank on your terms with access to nearly 30,000 fee-free ATMs through CO-OP Financial Services Network, free Online Banking, our Mobile Banking App, or visit an AERO Financial location near you!

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experience freedom

free checking account* features & benefits

No monthly fees

Don't sweat, our Free Checking Account* has no monthly service fees.

No Minimum Balance

No need to worry about minimum balance requirements!

24/7 Access

Manage your money when and how it's convenient for you!

Overdraft Protection

Easily set up protection from overdrafts with Overdraft Coverage.
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knowledge is power

WHAT IS A CHECKING ACCOUNT?

Checking accounts are primarily for everyday expenses. A checking account gives you instant access to your money through cash withdrawals, debit card transactions, checks, and electronic transfers.

With a Checking Account at AERO Financial, you can manage your money 24/7 with free Online Banking or Mobile Banking, or at over 30,000 surcharge-free ATMs.

Questions? Our team is happy to answer them! Visit one of our local branches or give us a call at 623.334.4701

Join Now

THE BEST CHECKING ACCOUNTS IN ARIZONA AND BEYOND ARE HERE!

Find the perfect Checking Account to meet your financial needs and start your Checking Account journey online today!

no monthly fee

Free Checking*

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No Monthly Fees
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Overdraft Coverage Options
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Free Online and Mobile Banking
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Free Bill Pay
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Access nearly 30,000 fee-free ATMs
Join Now
earn dividends

Rewards Checking

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Shopping & Dining Discounts
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Cell Phone Protection
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Roadside Assistance
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Identity Theft Protection
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Overdraft Protection
Explore Account

BUILD YOUR IDEAL BUDGET

This free guide includes every budget you'll ever need.
Maximize your savings and take control of your financial future!

AERO Financial Every Budget Youll Ever Need Ebook

Start Saving Money Today

Checking Account Resources Just For You

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YOUR CHECKING ACCOUNT QUESTIONS, ANSWERED

Do you have a monthly Checking Account fee?

No, we do not have a monthly service fee on our Free Checking Account*.

How do I activate my new debit card and set my pin?

To activate your Debit Card and set your pin, please call 866.762.0558.

Will my Checking Account be insured?

All of our Checking Accounts are insured by the NCUA up to $250,000.

*Checking is free; however, fees for overdraft or additional services may apply. See Fee Schedule. Membership eligibility required. For complete account terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures.

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What our members
are saying

“I opened my first bank account with AERO when I was 10 years old at the Deer Valley branch. That was 22 years ago, and in all that time, AERO has been fantastic. I have never had anything less than a great experience with all my needs here. Love this credit union.” 

Tommy T.

“AERO is such a unique banking experience every time! The team is so knowledgeable and take pride in their jobs. If you're looking for a personal banking experience with people who care for your best interest, you have to give this location a shot! You will not be disappointed!”

Kayla J.

“Absolutely fabulous experience working with the AERO team. Already sending referrals!”

Cryston G.