Skip to content
Empty Wallet
Apply Online 24/7

Get access to cash with our online application!

PERSONAL LOANS OFFER FAST CASH

Need a financial boost? Our Personal Loans have you covered!


Debt Consolidation, Major Purchases, & More

Apply Now

Start Your Personal Loan Application Here

PERSONAL LOAN RATES

Our competitive Personal Loan rates get you the cash you need quickly, without draining your savings!

Rates as of October 4, 2024

Term APR1
Up to 60 Months 10.75% – 18.00%

big transformations, small monthly payments

Personal Loan Features & Benefits

Make life's big moments possible with AERO Financial's Personal Loans. With a predictable monthly payment and no collateral required, you can feel confident in your loan choice.

Competitive Rates

Our Personal Loan rates are fixed, featuring a predictable payment.

No Collateral

Our Personal Loans don't require collateral (a home or car).

Terms Up to 5 Years

Our flexible terms let you spread out your repayment over 5 years.

Borrow up to $20K

Our Personal Loans let qualified applicants borrow up to $20,000.
Money and Stampmark

PERSONAL LOANS EMPOWER YOU

AERO Financial Personal Loans open the door to new possibilities! Achieve your dreams faster and reduce your financial stress with this smart financial solution.
Consolidate Debt Repairs & Renovations Fast Affordable Cash
Stack of Credit Cards

Tired Of Juggling Monthly Bills?

Are you having a hard time managing multiple credit card payments or other high-interest monthly bills? An AERO Financial Personal Loan can help you streamline your debt into one simple monthly payment.

Debt consolidation using a Personal Loan will help you pay off your outstanding bills and save money in the long run. Don't wait, apply today!

Couple Remodeling

Home Improvements Made Easy

Whether you have minor home repairs or need a new water heater, no project is too big or too small for an AERO Financial Personal Loan.

Enjoy predictable monthly payments that fit within your existing budget! Apply today and start making the necessary changes and repairs that your home needs.

Couple on Vacation

Endless Opportunities

Invest in your education, take the trip of a lifetime, or cover an unexpected emergency. An AERO Financial Personal Loan can be used for ANYTHING you can imagine.

With competitive Personal Loan rates and up to five-year repayment terms, you can create an ideal payment that works for your unique financial situation. Apply today and feel the relief a Personal Loan can offer.

PERSONAL LOAN VS HOME EQUITY LOAN VS HELOC

Explore the differences and similarities between a Personal Loan, Home Equity Loan, and Home Equity Line of Credit.

one lump sum

Personal Loan

AERO logomark dark blue and light blue
One Large Sum
AERO logomark dark blue and light blue
Fixed Rate (Typically Higher)
AERO logomark dark blue and light blue
Unsecured (No Collateral)
AERO logomark dark blue and light blue
Set Loan Term
AERO logomark dark blue and light blue
Set Monthly Repayment
AERO logomark dark blue and light blue
Use Money For Anything
AERO logomark dark blue and light blue
No Application Fee
AERO logomark dark blue and light blue
No Prepayment Penalties
Apply Now
one lump sum

Home Equity Loan

AERO logomark dark blue and light blue
One Large Sum
AERO logomark dark blue and light blue
Fixed Rate
AERO logomark dark blue and light blue
Home Is Collateral
AERO logomark dark blue and light blue
Set Loan Term
AERO logomark dark blue and light blue
Set Monthly Repayment
AERO logomark dark blue and light blue
Use Money For Anything
AERO logomark dark blue and light blue
No Application Fee
AERO logomark dark blue and light blue
No Prepayment Penalties
Explore Loan
line of credit

HELOC

AERO logomark dark blue and light blue
Line of Credit
AERO logomark dark blue and light blue
Variable Rate (Changes)
AERO logomark dark blue and light blue
Home Is Collateral
AERO logomark dark blue and light blue
Access Money Over 10 Years
AERO logomark dark blue and light blue
Pay Back Over 20 Years
AERO logomark dark blue and light blue
Use Money For Anything
AERO logomark dark blue and light blue
No Application Fee
AERO logomark dark blue and light blue
No Prepayment Penalties
Explore Credit Line

calculate your payment

personal loan calculator

See how easily a Personal Loan can fit into your budget with our Personal Loan Calculator. Test a variety of loan amounts, possible interest rates, and loan terms to find the best monthly payment for your current financial situation. Don't forget to email yourself the results!

Your actual term and payment will be provided upon acceptance of an AERO Financial Loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

BUILD YOUR IDEAL BUDGET

This free guide includes every budget you'll ever need.
Maximize your savings and take control of your financial future!

AERO Financial Every Budget Youll Ever Need Ebook

Start Saving Money Today

Wedding Couple

knowledge is power

QUESTION: WHAT IS A
PERSONAL LOAN

Personal Loans are a source of money that can be completely customized to fit your unique needs. With no collateral requirement (you don't need to secure this loan with a house or car), this unsecured loan is a simple solution that can meet you wherever you are on your financial journey. 

Whether you are looking for emergency cash, a payday loan alternative, money for a dream wedding, or to consolidate debt, an AERO Financial Personal Loan lets you customize your payment and repayment period to fit your lifestyle.

Apply Now
Young Business Woman

take the first step toward financial freedom

HOW TO GET A
PERSONAL LOAN:

Applying for a Personal Loan is simple! You can start your application at one of our convenient branch locations or from anywhere 24/7 with Mobile Banking or Online Banking. 

At AERO Financial, loan approvals are made locally so you can expect an answer quickly! Be prepared for your application and make sure you have your personal, employment, and income information available. Your credit score, loan amount, and other outstanding debts will play a factor in the approval process. Questions? No problem! Contact one of our Personal Loan experts today to get answers about your unique financial situation.

Apply Now

Free Resources Just For You

A snowball rolling down a snowy hill growing in size, juxtaposed with a stack of declining bills to symbolize debt reduction. The image should evoke a sense of progression, achievement, and financial liberation.

Unveiling the Snowball Method: A Strategic Approach to Reducing Debt

In a world where debt can easily snowball out of control, finding an efficient strategy for...

Read More
Family in front of a home with graph depicting paying down debt.

Unlocking Your Home Equity for Debt Management

Discover the advantages of tapping into your home equity to alleviate the weight of debt. This...

Read More

Escape the Debt Trap: Easy Strategies for a Healthier Wallet

Some debt is inevitable for everyone, but the key to managing it properly is knowing that all debt...

Read More
Guy In Car Web
Happy-Couple-with-Keys
Couple Looking At a Computer

What our members
are saying

"Easy company to work with. 3rd loan with them. Fast and easy online process. Favorable terms, friendly staff, and loan officers. I recommend them."

Dave A.

"The easiest process we have ever went through for a loan. Always quick to reply and on top of things. We closed very quickly! I will never go elsewhere for financial needs."

Tim K.

“We've been members for over 30 years, and every single time we've worked with them, they've been amazing. Great service, friendly staff, and super helpful with all things financial. We're so grateful!”

Katreena H.

YOUR PERSONAL LOAN QUESTIONS, ANSWERED

Are There Rules On What I Can Spend The Money On?

No. An AERO Financial Personal Loan can be used towards any of your financial goals.

How Much Can I Borrow?

You can borrow up to $20,000 with an AERO Financial Personal Loan. To estimate your monthly payment, use our Personal Loan Calculator or contact an AERO Financial Personal Loan expert today.

How Do I Make My Monthly Payments?

You can make your Personal Loan payment in a few different ways: